An insured is required to provide written proof of loss to an insurer within how many days after the date of loss?

In Maryland, an insured must provide written proof of loss to an insurer within 90 days after the date of loss. This requirement is standard in many insurance policies to ensure that claims are filed in a timely manner. The 90-day timeframe allows the insurer to investigate the claim while the details are still fresh, which helps in the fair and efficient processing of the claim. Implementing this timeline protects the interests of both the insurer, which needs to verify the validity of claims, and the insured, who benefits from prompt resolution of their claim.

The other timeframes provided, such as 30, 60, and 120 days, do not align with the standard requirements set forth in Maryland insurance regulations, making 90 days the appropriate and legally established period for submitting proof of loss.