In the context of a policy illustration, what is a key consumer protection measure?

In the context of a policy illustration, disclosing the possibility of needing to resume premium payments is a critical consumer protection measure because it directly addresses the financial obligations that may arise during the life of the insurance policy. This transparency helps consumers understand the potential risks associated with their policies and ensures they are aware that if the policy lapses due to non-payment, they may need to restart their premium contributions to maintain coverage.

By focusing on this element, policy illustrations help consumers make informed decisions about their insurance. Understanding the implications of premium payments aids in budgeting and financial planning, enhancing the overall consumer experience. These disclosures not only promote honesty in promotional materials but also protect consumers from unexpected financial burdens associated with their policy.

While other options provide important elements of information about the policy, they do not address the immediate financial obligation that could potentially lead to a lapse in coverage. Hence, the emphasis on the need to possibly resume premium payments serves as a robust measure to protect consumers against unanticipated financial liabilities.