What happens to John's insurance license if he applies for renewal before it expires?

When John applies for the renewal of his insurance license before it expires, his license will remain in effect until a new one is issued. This is an important aspect of licensing regulations in Maryland, ensuring that there is no gap in the licensure during the renewal process. If an applicant submits their renewal application on time, they can continue to operate under the existing license until a decision has been made regarding the renewal.

Other options, while plausible, do not accurately represent the renewal process. For instance, automatic renewal regardless of violations would not adhere to standards of regulatory compliance, as agencies must ensure that individuals continue to meet all criteria for licensure. Additionally, renewing upon a determination of legal compliance within a specified timeframe implies a potential lapse, which contradicts the principle that active licenses remain valid during the renewal consideration. Symptoms of a lack of compliance would then need to be addressed before any renewal could be confirmed, thus avoiding a scenario where someone could operate without oversight.