What must each delivered life insurance policy in Maryland include on its first page?

In Maryland, every delivered life insurance policy is required to include a legible and brief description of the policy on its first page. This ensures that policyholders can quickly understand the basic nature and scope of their coverage at a glance. The purpose of this requirement is to provide clarity and transparency to the insured, allowing them to easily comprehend what the policy entails without needing to sift through extensive text.

While the other choices might offer important information, they do not specifically fulfill the requirement of being a "legible and brief description" as mandated. A detailed explanation of the coverage could potentially overwhelm a policyholder with too much information right away. Contact information for the insurance agent, while useful, is not a primary requirement for the first page of the policy itself. Lastly, including the policy's full terms and conditions would exceed the need for a brief summary and could detract from the fundamental purpose of providing immediate clarity on the coverage to the policyholder.